How it works
We’re a retail instalment payment plan facility! In simple terms, we’re an easy alternative to paying with cash or credit card for goods offered by our Retail Partners.
humm allows you to spread the cost of your purchase across our partner stores. Each store has different plans to offer, so best check plans with your chosen partner store (retailer). It’s that simple!
Complete a humm application (please ensure that you are not using Internet Explorer) and we will assess it for you. If you are approved for finance with humm, you can use this approval to make purchases in multiple Retail Partner Stores!
*Upfront fee’s such as application fee’s, monthly account keeping fee (dependent on your plan) & interest per month after your interest free period is over are applicable depending on your bespoke plan.
Yes you can have contracts with multiple partners.
To be eligible for humm you must meet the following criteria:
Be at least 18 years of age
Provide proof of PPS number & address
Be an Irish citizen or permanent resident of Ireland
Earn a minimum taxable income of €1,000 per month
Have a current credit/debit card and a photo ID
Have a good credit history
If you have not fully submitted your application for assessment, you can resume and complete the application through our website, provided you have received a Resume Code. This code appears in the Privacy email you would have received when you requested your Consent Code.
To resume your application, follow this link.
You’ll need to click “Resume an existing application” and enter your Resume Code.
Please note, if your application has already been submitted for assessment, it can’t be resumed. If you need to submit additional documents, simply reply to the email you’ve received from us, or send the relevant documents to email@example.com with your full name in the subject line.